Renters Insurance

Providing coverage for your Auto, Home,
Condo, Renters, Landlord, Boat, Cycle, RV
Umbrella, Personal Articles

Updated Office Hours!

As we continue to monitor ongoing developments related to the coronavirus (COVID-19), please know that nothing will compromise our commitment to take care of our employees as well as our clients and the things you trust us to insure.

Our Agency has been in business since 1922 and we remain committed to being in business well past our current normal provides us all with a future normal. As an "essential business" under Governor Wolf's ruling, we have strategically staggered the times that we go into the office to check the mail and anything else that is needed. The lobby is currently closed but we are certainly available to communicate by phone, email and/or video chat if you like. Just reach out to either of us and we'll make arrangements that best suit your needs.

Please be assured that you always have the ability to access all of your policy information via the carriers that we have you insured with at any time by simply logging on at the carriers site or their mobile app.  Each app is a free download from your own app store if you don't have it already.  In both you have full access to your policy information including ID cards and billing.  Any bills can be paid in either the sites or their respective apps or by calling us or the carrier directly.  We realize that this may be an inconvenience for some and hope this is a short-lived response to our current healthcare situation as we do enjoy when all clients and partners come into the office.  Thank you for your consideration and please stay healthy! 

Contents coverage

As a renter, you do not have an interest in the building you reside in other than it is habitable.  As a result you do not need insurance for the structure itself but you do want to have adequate coverage for your belongings that are inside.  A renters policy will provide this needed coverage as well as something called loss of use.  If the building sustains a fire, lightning strike or some other kind of loss that makes it uninhabitable, your renters policy would provide coverage up to the policy limits for you to reside somewhere else until you could return home.  A renters policy would also provide you with liability protection should someone get injured on the premises.  Whether you are renting your first apartment, one of our new local apartment homes or a student in school and do not own a home you can certainly get the coverage for your belongings with a renters policy.  Just like an ordinary homeowners, you can also endorse your renters policy for these common items and more:

  • backup of sewers and drains
  • ID Fraud
  • personal injury
  • permitted incidental occupancy (home office or studio)

Additional Savings

A Renter's policy is relatively inexpensive to begin with as rates are typically as low as $125 per year.  Combine a policy with an automobile and you will get an account discount on both the renters and auto as well as these other typically available discounts:

  • antitheft
  • smoke detectors
  • fire alarms
  • deadbolt locks
  • sprinkler systems
  • fire extinguishers

Our Communities

Since 1922, we have proudly insured and protected the families and business's of Royersford, Limerick, Spring City, Phoenixville, Collegeville, Schwenksville, Pottstown, Skippack, Harleysville, Souderton, Lansdale, North Wales, Chalfont, New Britain, Norristown, King of Prussia, Blue Bell and our surrounding communities.