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610-948-4830     info@ronblackagency.com

Home Insurance

Our carriers provide the latest tools
to help us insure your home for it's Replacement
Cost should you need to file a claim.

Your home is distinct to you - your coverage should be too.

Your home and lifestyle are very important to you and you want to protect them the best way you can. Should you suffer a loss, you want to be certain that you have Replacement Cost coverage not only on the home but your personal belongings as well. As an Independent Agency, we have the ability to shop a homeowners policy with more than just one company. This relationship allows us to better protect each individual insured by tailoring a policy that best suits their needs at the most competitive price in the market. 

A typical homeowners policy will have the following coverages:

  • Dwelling - the home itself
  • Other Structures - detached garages, sheds, pools
  • Personal Property - your belongings inside the home, garage or outbuildings
  • Loss of Use - alternative living expenses if you cannot reside in your home after a loss

Additional endorsements that may be added to any home policy include but are not limited to are:

  • Backup of sewers and drains (sump pump failure or overwhelming)
  • ID Fraud (expenses related to an identity theft)
  • Personal Injury (coverage for libel, slander and invasion of privacy)
  • Permitted Incidental Occupancy's (home office and studio's)

 

Discounts

In addition to an account discount for having an auto and a homeowners policy with one carrier, you could also qualify for an advanced quote discount, association discount, green home discountloss free and protective devices.