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General Liability

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Commercial General Liability

Commercial General Liability, or CGL, as it’s sometimes called, offers extremely broad coverage. It insures against bodily injury liability, medical payments, property damage, and personal and advertising injury liability exposures of a variety of businesses, enterprises and ventures. Their broad nature means you don’t have to select and group individual or specific hazards, which could lead to potential gaps in coverage.  Some of the more common types of business that utilize general liability are:


  • Contractors (Electricians, Flooring, Roofing, etc.)
  • Construction Manager
  • Home Health Care