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610-948-4830     info@ronblackagency.com

Contractors

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Updated Office Hours!

Our Agency is taking proactive steps to help protect the health and well-being of our employees, clients and industry partners alike.  Effective immediately we will be closing the office completely until such time that allows us to reopen. We have always invested in technology that allows us to operate outside of a traditional office setting which will allow us to continue to serve all clients needs while keeping our employees safe during this health pandemic.  We will be checking our voicemails remotely throughout the day so feel free to leave a message.  We also have access to both our email as well as our cell phones during this difficult time. We will get back to you as soon as we can if we do not answer right away.  

Please be assured that you always have the ability to access all of your policy information via the carriers that we have you insured with at any time.  Simply logon at the carriers site or their mobile app.  Each app is a free download from your own app store if you don't have it already.  In both you have full access to your policy information including ID cards and billing.  Any bills can be paid in either the sites or their respective apps or by calling us or the carrier directly.  We realize that this may be an inconvenience for some and hope this is a short-lived response to our current healthcare situation as we do enjoy when all clients and partners come into the office.  Thank you for your consideration and please stay healthy! 

Contractors

As a Contractor, face a number of exposures - everything from the risk of property loss to your commercial vehicles, making sure subcontractors are properly insured and handling the cost of legal help when responding to or settling claims or lawsuits.

Suggested Coverage Options

  • Property, offering protection for your leased or owned building or buildings, any newly acquired or constructed building, employees’ personal property, off-premises property, business interruption and more.
  • Liability, which addresses costs associated with bodily injury, medical payments and property damage resulting from on-site mishaps, injuries and damages incurred in the course of running a business.
  • Auto, which protects you against judgements and other expenses when someone else suffers bodily injury or property damage as a result of your firm’s operation of a vehicle and responds when one of your covered vehicles is damaged in some way.
  • Professional indemnity, which covers contractors against claims for negligence, unintentional breaches of intellectual property, loss of data or documents, and dishonesty.
  • Workers comp or employers liability, covering things like workplace injury-related medical expenses and rehabilitation costs, lost income or wages, death benefits and more; we can protect you whether you have employees or are a sole proprietor.
  • Bonds, for licenses and permits and to guarantee work will be done as promised.
  • Inland marine, which covers tools and equipment vital to your contracting business’ operation, wherever the items are.
  • Others protections, such coverage for completed operations, premises liability, crime coverage, excess or umbrella liability, life insurance and more.