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Updated Office Hours!

As we continue to monitor ongoing developments related to the coronavirus (COVID-19), please know that nothing will compromise our commitment to take care of our employees as well as our clients and the things you trust us to insure.

Our Agency has been in business since 1922 and we remain committed to being in business well past our current normal provides us all with a future normal. As an "essential business" under Governor Wolf's ruling, we have strategically staggered the times that we go into the office to check the mail and anything else that is needed. The lobby is currently closed but we are certainly available to communicate by phone, email and/or video chat if you like. Just reach out to either of us and we'll make arrangements that best suit your needs.

Please be assured that you always have the ability to access all of your policy information via the carriers that we have you insured with at any time by simply logging on at the carriers site or their mobile app.  Each app is a free download from your own app store if you don't have it already.  In both you have full access to your policy information including ID cards and billing.  Any bills can be paid in either the sites or their respective apps or by calling us or the carrier directly.  We realize that this may be an inconvenience for some and hope this is a short-lived response to our current healthcare situation as we do enjoy when all clients and partners come into the office.  Thank you for your consideration and please stay healthy! 


Quite simply, a Bond helps ensure that your business does what it’s supposed to do and that the entity you’re doing it for doesn’t bear any financial harm based on you or your employee’s actions or failure to perform. The bonding company, also known as a surety, ensures your payment by requiring security or collateral if a claim is made against you.

Sound Solutions

We have sound solutions in providing both large and small businesses with the following commercial, contract and business service surety bonds:

  • Performance – These guarantee that work will be fully and satisfactorily completed according to the terms of the contract document—the agreement between the contractor and the owner (including all subsequent modifications), as well as the general conditions, drawings, and specifications.

  • Bid – These are preliminary bonds that are intended to keep frivolous bidders out of the bidding process. They guarantee that a successful bidder on a specified project will actually enter into a written contract with the project owner and will subsequently furnish final bonds, including performance and payment bonds.

  • Indemnity – These guarantee any losses that might occur if a party fails to meet deadlines that were established in a contract. They’re often used by government entities, businesses and even individuals to make sure an agreement will be fulfilled as stated. A number of different types of indemnity bonds are used in various business situations.

  • Payment – These guarantee that the general contractor will fully pay all of the subcontractors, the various material suppliers and the individual laborers that the contractor hired or used in association with a contract it entered into.

  • License – These bonds, also known as permit bonds, often are required by government agencies as a condition of being licensed. They guarantee that businesses will adhere to laws and regulations that various government agencies impose and enforce. Such bonds are purchased by collection agencies, freight brokers, home inspectors, car dealers, notaries and a wide range of other businesses and professionals.